A Word on the Mortgage Market

Hello and welcome to the first A word on the mortgage market for 2023. It’s probably (definitely) too late to wish you a Happy New Year, but as this is the first time we’ve made our way into your inbox this year, we’ll do it anyway. Happy New Year.

As always, we have much to discuss. This month we're looking at mortgage rates, the debate on fixed rates versus trackers, why you shouldn't just accept a lender's offer on product transfers, and the rise of second charge mortgages and their very real benefit for many borrowers right now.

So, without further ado, let’s get to it.