House Mortgages

A Word on the Mortgage Market

Hello and welcome to the first A word on the mortgage market for 2023. It’s probably (definitely) too late to wish you a Happy New Year, but as this is the first time we’ve made our way into your inbox this year, we’ll do it anyway. Happy New Year.

As always, we have much to discuss. This month we're looking at mortgage rates, the debate on fixed rates versus trackers, why you shouldn't just accept a lender's offer on product transfers, and the rise of second charge mortgages and their very real benefit for many borrowers right now.

So, without further ado, let’s get to it.

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Address

46 Hadley Road,

Enfield, Middlesex,

EN2 8JY

Other Information

Proudly Serving Clients throughout London and the Home Counties

Our firm is authorised and regulated by the Financial Conduct Authority. FCA No: 587081. Financial Services Register Link. Registered Office: 46 Hadley Road, Enfield, Middlesex, EN2 8JY

Registered in England and Wales: 08015219.

Home Counties Mortgage Protection and Finance Ltd trades as Mortgage Force City, Mortgage Force London, and Mortgage Force Home Counties.

Depending on your circumstances, we may charge a Broker Fee. In such circumstances, we will inform you at an early stage of the fee and when payable.. The fee to retail consumers will be no more than 1.75% of the loan amount.

Some of the mortgages mentioned above are not regulated mortgages and therefore the protections afforded by a regulated mortgage do not apply. We will inform you as to those regulated and those that are not when we provide advice to you.

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